A Quality health insurance plan should make life easier by providing financial protection and access to necessary medical care. However, navigating the various options can often feel overwhelming.

If you’re uncertain about how to select the right plan for your needs, here are five detailed tips to guide you in finding a coverage option that works best for you without wasting time or money:

1. Start With What You Need

Think about what’s most important to you when it comes to your health. 

Is it regular checkups and access to outpatient care? Do you need maternity coverage or support for an aging parent? Maybe you’re looking for something affordable that still gives peace of mind, or a plan that’s flexible enough for your business team.

Getting clear on your health priorities is the first real step. It helps you choose a plan that’s not only affordable but practical for your everyday life.

2. Don’t Just Pick the Cheapest Option - Pick the Right One

When comparing health insurance plans in Nigeria, consider the value they offer: Does it include general consultations and tests? What about maternity, emergencies, or specialist care?  Is it easy to access care across the country, or just in select cities?

Additionally, it is important to review all costs associated with each plan, such as deductibles, co-pays, and out-of-pocket maximums. Understanding these financial responsibilities will help you avoid surprises when seeking medical care. NEM Health Plans are built to check these boxes. 

3. Choose a Provider You Can Trust

A health plan is only as good as the hospitals, clinics, and pharmacies you can use. A robust network means less time worrying about where to go and more time focusing on recovery. 

NEM Health provides you with extensive access to thousands of accredited facilities across Nigeria. A nationwide presence that enables you to maintain control over your health, regardless of your location. Your well-being is prioritized, ensuring you receive quality medical care wherever you may be.

Easily find a care provider from our list and receive quality care wherever you are.

4. Read the Policy Details Carefully

As you proceed to decide on your health plan, it is essential to closely examine the summary of benefits and coverage documents from the insurer. Analyze aspects such as exclusions, limitations, and specific service prerequisites. This thorough review will help you identify potential out-of-pocket expenses and ensure the plan aligns with your healthcare needs. 

• Here’s the Good News;

Our support team is ready to help you choose the perfect plan and answer all your questions. Think of us as your dedicated partner in securing reliable health coverage, ensuring you feel supported and protected when it matters most. 

You don’t need to guess which plan works for you. Tell us what you need, we’ll help you choose the right one and get you covered today.