SME Health Plan

The SME Plan is a scalable health insurance solution designed for small businesses, associations, and cooperative groups with 5 to 19 members.

Your employees get smart and seamless access to general consultations, emergency care, diagnostics, maternity care, wellness support, and medications via a network of over 2,000 hospitals and 2,500 pharmacies across Nigeria.

Yes. Our provider network and digital tools, including telemedicine and mobile app access, make it easy to support employees wherever they are.

Yes. We offer tiered benefits within the SME structure if you prefer different coverage levels for different roles. You’ll receive quote options that reflect this flexibility.

Simply log into the mobile app and submit a “Change Request,” or email customercare@nem-health.com. Our team will verify and update your records within 24–48 hours.

Yes. NEM Health allows you to adjust coverage or move to a Corporate Plan if your team grows beyond 19 staff. We’re structured to grow with you.

Our standard SME plan focuses on primary and emergency care. However, extended coverage for chronic conditions (like diabetes or hypertension) can be added at an extra cost. Talk to our team for a tailored quote.