Private & Affordable
For individuals & families
Individual/Family Health Plan
One plan, multiple lives protected. Stay protected with private, affordable cover that gives you access to trusted hospitals, routine checkups, emergencies, and long-term wellness for everyone in your household.
Register NowWhy Choose NEM Health Individual & Family Plan?
Life can be unpredictable, but your healthcare shouldn’t be. Our Individual & Family Plan is thoughtfully designed to support you, your children, your spouse, and your loved ones with flexible, technology-driven care that’s always within reach.
We believe quality healthcare should be both affordable and dependable. Our plan ensures you and the people who matter most can access care without unnecessary stress or financial strain. Whether it’s routine checkups or unexpected medical needs, we’ve got you covered.
With the Individual & Family Health Plan, you gain access to essential healthcare services for everyday needs; from your doctor consultations and diagnostic tests to medications, emergency services, and more. It’s healthcare built around your life, so you can focus on living it fully.
Explore Plan Options
Find the right plan for you and your family
Retail Lotus
₦88,300
per individual/year
Outpatient & inpatient care
Emergency services
Annual wellness check
Basic lab & diagnostics
Access to general practitioners
+ More benefits
Retail Tulip
₦123,400
per individual/year
All Lotus-tier benefits
Maternity care (basic)
Extended diagnostics
Basic dental care
Mental health consultation
+ More benefits
Retail Hazel
₦263,800
per individual/year
All Tulip-tier benefits
Private room access
Neonatal care support
Physiotherapy sessions
Mental health support
+ More benefits
Retail Ivy
₦439,400
per individual/year
All Hazel-tier benefits
Specialist consultations
Fertility and family planning support
Full dental & optical care
Prescription delivery
+ More benefits
Retail Marigold
₦790,500
per individual/year
All Ivy-tier benefits
Executive health checks
Organ transplant support
International travel insurance
Mental health therapy (extended)
+ More benefits
Discover What’s Inside Your Plan -
See Package Benefits
| Benefit Categories | Retail Lotus | Retail Tulip | Retail Hazel | Retail Ivy | Retail Marigold |
|---|---|---|---|---|---|
| Select | Select | Select | Select | Select | |
| Region of Cover | Nigeria | Nigeria | Nigeria | Nigeria | Nigeria + Africa I |
| Provider Category | Tier 1 | Tier 1 & 2 | Tier 1,2 & 3 | Tier 1,2,3 & 4 | Tier 1,2,3 & 4 |
| OUT PATIENT CARE(OPT) LIMIT | ₦ 200,000.00 | ₦ 250,000.00 | ₦ 360,000.00 | ₦ 600,000.00 | ₦ 800,000.00 |
| GP Consultation | |||||
| Specialist Consultation | |||||
| Rare Specialist Consultation | |||||
| Telemedicine Consultation | |||||
| Prescribed Medications | |||||
| Basic Laboratory Investigations/X-Ray/Ultrasounds | |||||
| IN PATIENT CARE(IPT) LIMIT | ₦ 360,000.00 | ₦ 600,000.00 | ₦ 1,200,000.00 | ₦ 2,000,000.00 | ₦ 2,500,000.00 |
| Admission & Feeding | |||||
| Room Type | Standard Ward | Semi-Private room | Private room | Private room | Private room |
| Nursing Care and Consumables | |||||
| Accommodation for parents whose children(below 5 years old) are on admission | Covered for 24 hours | Covered for 2 days | Covered for 3 days | Covered for 5 days | |
| Subject to plan type limit | 24 hours | 2 days | 3 days | 5 days | 7 days |
| Emergency Room Care | |||||
| Emergency Medical Transportation from Roadside to Hospital and Hospital to Hospital | |||||
| *Free Uber or Bolt ride home to hospital (Medical Emergencies Only) | |||||
| Emergency Services | |||||
| Antenatal care |
| Benefit Categories | Retail Lotus Select |
|---|---|
| Region of Cover | Nigeria |
| Provider Category | Tier 1 |
| OUT PATIENT CARE(OPT) LIMIT | ₦ 200,000.00 |
| GP Consultation | |
| Specialist Consultation | |
| Rare Specialist Consultation | |
| Telemedicine Consultation | |
| Prescribed Medications | |
| Basic Laboratory Investigations/X-Ray/Ultrasounds | |
| IN PATIENT CARE(IPT) LIMIT | ₦ 360,000.00 |
| Admission & Feeding | |
| Room Type | Standard Ward |
| Nursing Care and Consumables | |
| Accommodation for parents whose children(below 5 years old) are on admission | |
| Subject to plan type limit | 24 hours |
| Emergency Room Care | |
| Emergency Medical Transportation from Roadside to Hospital and Hospital to Hospital | |
| *Free Uber or Bolt ride home to hospital (Medical Emergencies Only) | |
| Emergency Services | |
| Antenatal care |
Page 1 of 5
Your privacy matters
Read our Privacy Policy to learn how we protect your data and support your health goals
Locate a Provider Near You
Use our map to find a NEM Health provider near you.
FAQs