Getting reliable, affordable coverage for your family is very possible. And no, you don’t have to sacrifice quality or wait endlessly to access care. You just need to know what to look for.

In this article, you’ll discover how to find affordable family health insurance plans in Nigeria without compromising on quality care. We’ll break down plan types and benefit tiers and show you how to select coverage to support you and your family.

Types of Family Health Plans Available For You

At NEM Health, our plans are structured to fit real Nigerian family dynamics. Whether as a young couple, a large family, or caring for elderly parents, there’s something built with you in mind:

1. Individual & Family Plans

For families looking for dependable day-to-day care, from clinic visits to specialist consultations. With multiple tiers (Tulip, Hazel, Ivy), you can choose what works best for your income level and health needs.

1. Golden Care Plans

Specially designed for people aged 60 and above. It includes chronic care management, regular screenings, and access to a wide range of specialists. No shortcuts when it comes to elderly care.

1. HomeReach Plans

If you live abroad and want to support your loved ones in Nigeria, this is your go-to. You can pay from abroad, and your parents, siblings, or dependents get care right here in Nigeria from over 2,000 hospitals and 2,500 pharmacies in our network.

All of these come with tiered pricing (e.g., Rose, Lotus, Tulip, Hazel, etc.), so you can select what fits your needs and wallet.

What You Need To Check Before Signing Up?

Before jumping into a preferred package, see:

• If it covers maternity, emergencies, and specialist visits?
• Can you access care in my town or nearby?
• Are there any waiting periods or exclusions you should know about?
• Can a newborn be added automatically, or do I need to enroll them separately?
• How easy is it to speak to a doctor, file a claim, or get referrals?
  

Stay Ahead of the Curve

Affordable, dependable family healthcare is possible in Nigeria when you choose right. The sooner you get covered, the easier it becomes to stay ahead of illness, reduce out-of-pocket costs, and protect the people who matter most.

Start your journey today with a family plan.

Visit nem-health.com to explore plans or chat with a care advisor who’ll walk you through your options.